A smoker is defined as someone who has smoked or used tabacco products within the last 12 months.
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×Terms & Conditions: To receive your free voucher you must have a free telephone quote from one of Lifeinsurance4mums associated insurance brokers. No purchase is necessary to enter the giveaway. Entries to free voucher giveaway must be received via our special url only as stated on the advert. You must include your full name, address, correct telephone number and e-mail address in any submission on our website. Free voucher giveaways are open to UK residents only over the age of 18. Lifeinsurance4mums cannot accept responsibility for entries that are lost, or which are not received for any reason. Automated/bulk entries and entries from third parties will be disqualified. Only one entry per person and per household permitted. No correspondence will be entered into, vouchers are as stated, they are not transferable and there is no cash alternative. Please allow up to 28 days for delivery of your voucher from the date you receive your quote. Vouchers will only be sent after lifeinsurance4mums has verified you have received your free quote. Lifeinsurance4mums reserves the right to substitute a voucher of equal or greater value at any time or withdraw the giveaway. Lifeinsurance4mums reserves the right to refuse any entry for any reason at its absolute discretion. Lifeinsurance4mums reserves the right to disqualify any entry if it has reasonable grounds to believe you have breached any of these terms and conditions. Lifeinsurance4mums shall be under no obligation to include your entry in the giveaway. Acceptance of these Terms and Conditions and the Rules is a condition of entry and receipt of an entry by Lifeinsurance4mums amounts to acceptance of the Terms and Conditions and the Rules. Lifeinsurance4mums reserves the right to review and revise these rules from time to time without giving you prior notice. By entering the Giveaway subsequent to any revision of these rules, you agree to be bound by such change.
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